Essential Checklist for Purchasing a 1 BHK Apartment
Why choose a 1 BHK? For first-time buyers, a one-bedroom home means a smaller price tag, easier upkeep and often better rental returns. Whether you want to live in it or rent it out, this apartment checklist will help you avoid surprises and get the most value for your money.
Short commute: Aim for under 30 minutes to your office or nearest metro/bus stop.
Everyday needs nearby: Schools, hospitals, grocery stores and eateries should all be within 2–3 km.
Growth corridors: Areas like Sarjapur Road and Kodathi Village are getting road-widening and new metro lines, which usually means property prices will rise.
Living vs. renting:
If you’ll live there, look for peaceful streets and parks.
If you plan to rent it out, pick spots close to IT parks or colleges.
Budget & finance:
Get home-loan pre-approval (LTV up to 90% for salaried buyers).
Account for stamp duty (4–7% of flat cost), registration fees, GST (5% on under-construction homes) and any maintenance deposit.
Track record: Research how on-time and well-built their past projects were.
Approvals: Make sure the project is RERA-registered and has valid Occupancy/Completion Certificates.
Title search: For resale flats, check the Encumbrance Certificate and property title to ensure there are no legal disputes.
Carpet area vs. super built-up: Focus on the actual usable floor space—not just “built-up” figures that include walls and balconies.
Light & airflow: North-facing units stay cooler; check that your kitchen and bathroom have windows for cross-ventilation.
Noise & view: Stand by the windows to listen for traffic and see what you’ll look out on—parks, walls or busy roads.
Common facilities: Lift(s), power backup, covered parking, security, gym, clubhouse and rainwater harvesting.
Fees & sinking fund: Ask for per-sq-ft maintenance rates, how often they’re collected and whether there are any unpaid society dues.
Little things that matter:
Is high-speed internet or cable available?
Where does the kitchen exhaust vent?
Do you have reliable water backup and good pressure?
Are fire hydrants, extinguishers and pest control in place?
Sale agreement & EMD receipt
Sale deed & conveyance deed (to register after possession)
NOCs from the municipal corporation, pollution board, fire department, etc.
Society bye-laws & share certificate (for resale)
Up-to-date tax receipts and undivided share documents
Defect Liability Period (DLP): Builders usually offer one year. Submit your punch-list within 30 days of handover.
Utility transfers: Switch electricity, water and telecom into your name.
Move-in essentials: Measuring tape, spirit level, basic tools (screwdrivers, hammer, drill), LED bulbs, surge protectors, extension boards, retractable clothesline or shoe rack, plus a first-aid kit and fire extinguisher.
Shortlist 3–5 apartments in your budget.
Visit each on both a weekday and a weekend to test traffic and noise levels.
Compare 2–3 home-loan offers and lock in your pre-approval.
Hire a qualified property lawyer to vet the title and documents.
With this clear, step-by-step guide, you’re ready to pick and buy your first 1 BHK—whether in Bangalore or anywhere in India. Good luck on your home-buying journey!