The Documents to Check Before Buying any Flat in Bangalore
Buying a flat in Bangalore safeguards the financial future, and it is a wise investment. By understanding what are the documents needed before buying a flat in Bangalore, buyers can take easy decisions to keep the property legally safe.
Buying a flat in Bangalore involves a lot of documents, which will help to establish clear ownership and give a secure buying process.
The most needed document that starts legal ownership of the property is the Sale Deed. It is proof that the seller has fully given the property rights to the buyer. Make sure that both parties correctly sign the deed. Also, check whether it is registered, as it protects all future disputes.
RERA approval will be with the buyer. It shows that the project will be done at the correct time without any delay. Verifying RERA on the Karnataka RERA website online will help you avoid all delays and legal issues.
OC certifies a building’s agreement with the permitted plans and all needed safety rules. It confirms that the full property is ready for moving at any time. It makes sure that the property has met legal rules set by the municipal heads.
Khata Certificate confirms the ownership process. It is needed for property tax payments. Khata Extract has the details such as size, and position of the property. It will help in smooth property transactions. It also eases the loan approvals.
EC confirms the legal possession of a property. It makes sure that the property has no financial liabilities. It tracks all the transactions such as loans. It prevents legal disputes and makes the ownership process very simple.
The building plan checks if the property obeys all the planned designs. It also checks whether the property follows the legal building norms. It also makes sure whether the building is built in the boundaries, and it prevents future legal issues.
The title deed makes sure that the title of the flat is clear. It makes sure that the property is free from all other disputes. Verifying the title before buying will protect your investment.
The possession Letter confirms the official transfer of the flat from the builder to buyer. It has the date from which you can start to take the flat’s possession.
Property tax receipts will confirm that all the tax payments for the property are paid up to date. It makes sure that there are no pending dues.
NOC makes sure that the property is free from all legal liabilities. A builder’s NOC checks that there are no pending dues. A bank’s NOC is needed to know if the flat was mortgaged.
Stamp Duty Receipt is proof that the stamp duty on the Sale Deed is paid. It makes sure that the transaction of the property is legally valid and obeys government rules.
POA is essential when a property is sold by any person other than the actual owner. Verify if the POA is valid to make sure that the seller has the right to complete the transaction.
Dispute Resolution Document is important while confirming the legal status of a property. If the property is caught in a legal case, the documents will clear whether the disputes have been solved or not. It confirms that the ownership process is clear.
The completion Document confirms that the flat follows the approved plan. It also makes sure that the property matches with the safety rules.
A development Agreement is essential when buying a house under joint development. It checks the builder’s legal right to sell the property. It also outlines their duties and project terms.
Here is the quick checklist to check whether all the documents are before buying a flat
- Sale Deed
- RERA Certificate
- Occupancy Certificate
- Khata Certificate
- Encumbrance Certificate
- Approved Building Plan
- Title Deed
- Possession Letter
- Property Tax Receipts
- No Objection Certificate
- Stamp Duty Receipt
- Power of Attorney
- Dispute Resolution Document
- Completion Document
- Development Agreement
By verifying these 15 documents, you can protect yourself from all ownership disputes. When investing in new launch projects of 2025 like Birla Evara, make sure that all the documents are got. As the property is from a reputed builder, all documents can be got easily, which helps in a safe investment.
An EC checks that the flat has no pending loans
Yes, the RERA number must be verified on the RERA website which is https:/rera.karnataka.gov.in It makes sure that the flat is built to the needed standards.
You can verify if the building plans are legal by checking the layout given by BBMP.
NOC is a legal document that agrees if the flat has no pending legal disputes.
It is needed to check the stamp duty payment receipt, to make sure that the stamp duty on the Sale Deed has been paid.
| Enquiry |