If you're planning to buy a home at Birla Evara, one big question comes up:

Should I choose an under-construction home or a ready-to-move-in (RTMI) apartment?

This simple guide will help you compare both options clearly and understand what works best for your needs.

What is an Under-Construction Home?

An under-construction home is still being built. You book it before it is finished and wait until it's ready for possession.

At Birla Evara, some towers are currently under construction, giving buyers early access at a better price.

What is a Ready-to-Move-In (RTMI) Home?

A ready-to-move-in home is a completed apartment. You can move in right after paying the final amount.

At Birla Evara, completed units come with occupancy certificates and are available for immediate possession.

Advantages of Under-Construction Homes at Birla Evara

• Lower Price
• These homes cost less than ready units, especially during the launch phase.
• Flexible Payments
• Payments are made step-by-step as construction progresses.
• More Appreciation
• Value may rise by the time you get possession, giving better returns.
• Personal Choices
• Early buyers may get to pick floors, views, or layouts.
• Launch Benefits
• You may get better deals, discounts, or pre-launch offers.

Disadvantages of Under-Construction Homes

• You Can't Move In Right Away
• You'll need to wait until construction is finished.
• Possible Delays
• Construction delays may occur, though rare, with trusted builders like Birla Estates.
• GST Is Applicable
• A 5% Goods and Services Tax (GST) applies to under-construction homes.
• Document Checks Needed
• Always check the RERA number and project approvals before booking.

Advantages of Ready-to-Move-In Homes at Birla Evara

• Immediate Possession
• You can move in or rent it out right away.
• No GST
• These homes are exempt from GST, saving you extra costs.
• You See What You Get
• You can inspect the exact flat before making a decision.
• Easier to Sell or Rent
• RTMI homes are easier to lease or resell as they're fully ready.

Disadvantages of Ready-to-Move-In Homes

• Higher Price Tag
• These homes cost more than under-construction options.
• Limited Choice
• Fewer options are available in terms of floor, facing, or view.
• Larger Upfront Payment
• You may need to make a bigger initial payment unless you are using a home loan.

Documents to Check Before Buying an Under-Construction Flat

• RERA registration details
• Building approvals and layout plan
• Cost sheet and payment schedule
• Builder-buyer agreement
• Home loan sanction letter (if needed)
• Allotment letter from builder

Which Option Is Better – Under-Construction or RTMI? Final Thoughts

If you want to save money and invest early, go for an under-construction home at Birla Evara.

Birla Estates Prelaunch Project is Birla Evara