Stamp Duty Charges & Registration Charges in Bangalore 2025
Stamp duty charges in Bangalore 2025 range from 2% to 5%, while the registration charges are 1%. Buyers in Bangalore can use the Kaveri Online Services to calculate the costs exactly and pay the stamp duty & registration charges.
A stamp duty charge is a tax that is levied on legal documents during the property registration process. It is the transfer of ownership as it confirms the legality of the transaction. Stamp duty charges are compulsory and it must be paid before the new property is transferred to the buyer’s name.
There are many factors that will impact the stamp duty charges in Bangalore:
- Location: Urban areas will have higher stamp duty than rural areas
- Amenities: Properties with more luxury features will have high stamp duty charges
- Property Type: Commercial properties have high stamp duty amount when compared to housing property
- Women Owner: Women will benefit from low stamp duty rates. But in Bangalore, it is the same for both men and women
Calculation of Stamp Duty Charge and Registration Charge in Bangalore
Stamp duty charge is calculated based on the total market value of the property. The formula to calculate the stamp duty charges in Bangalore is as follows:
Stamp Duty amount = Total Property Value * Applicable Rate (2% to 5%) / 100
The formula to calculate the Registration charges in Bangalore is as follows:
Registration Charges = Total Property Value * Applicable Rate (1%) / 100
For example, if you wish to buy a 2BHK apartment in Bangalore that costs Rs. 70 lakhs, then the stamp duty is 5%, and registration charges are 1%.
- Stamp Duty = (Rs. 70,00,000 × 5) / 100 = Rs. 3,50,000
- Registration Charges = (Rs. 70,00,000 × 1) / 100 = Rs. 70,000
Hence, the stamp duty & registration charges in Bangalore for an apartment worth Rs. 70 lakhs is Rs. 4.2 lakhs.
The stamp duty rates in Bangalore in 2025 vary depending on the type of property:
Stamp duty is 5% for the housing properties that have a value above Rs. 45 lakhs. The charges are 3% for those between Rs. 21 lakhs & Rs. 45 lakhs. The charges are 2% for properties under Rs. 20 lakhs.
For all commercial properties, the stamp duty rates are 5%.
Stamp duty charges for plots is 5%. It is charged based on the property’s market value
Registration charges are the fees that are charged for recording the transaction of a property in the government records. Registration charges are only 1% of the total property’s value in Bangalore in 2025.
How to Register any Property After Paying Stamp Duty amount
After paying the stamp duty charges, register the property at the sub registrar’s office. The process involves:
- Submit the sale deed
- Proof of stamp duty payment
- Submission of ID proofs of the buyer and seller
- No Objection Certificate (NOC)
- Two witnesses, and they must appear before the sub-registrar to sign all the documents.
- Once the verification is done, the registration process is confirmed.
- Then, the property is legally transferred.
Buyers can pay the stamp duty & registration charges in Bangalore through these options that include:
- E-stamping through the Kaveri Online Services portal
- Authorised Stock Holding Corporation of India Ltd branches
- Demand draft
- Cash payments
Delays in payment will result in fine amount of 2% per month. Delays may result in legal issues & it will complicate the registration process.
Payments must be made before the property registration. It can also be paid on the day when the sale deed is executed. It can be done at the sub registrar office where the property is positioned.
Stamp Duty & Registration Charges in Bangalore for 2025 for every Property Type
| Type of Property | Stamp Duty Charges in Bangalore 2025 | Registration Charges in Bangalore 2025 |
|---|---|---|
| Residential Property | 5% for properties above Rs.45 lakhs | 1% of total property value |
| 3% if property is from Rs.21 lakhs - Rs.45 lakhs | 1% of total property value | |
| 2% if property value is less than Rs.20 lakhs | 1% of total property value | |
| Commercial Property | 5% of the total property value | 1% of total property value |
| Plots | 5% of the total property value | 1% of total property value |
| Women Owned Property | Standard rates | 1% of property value |
| Under Construction Property | 5% for residential 1% for affordable housing |
Not applicable |
- Government Schemes: No concessions apply for low stamp duty in 2025. Affordable housing buyers may benefit from some schemes that offer subsidies. For example, Pradhan Mantri Awas Yojana.
- Special Concessions: Bangalore does not offer special concessions in 2025 on stamp duty for women.
- GST: GST is applicable on under-construction properties. It is charged at 5% for housing properties and only 1% for affordable housing.
Understanding stamp duty charges and registration charges in Bangalore in 2025 is important for anyone entering the real estate market. Buyers can use the online tools to calculate these charges and can be fully informed of the total costs they have to pay.
Both areas face heavy traffic during peak hours. As an IT hub, Whitefield has heavy traffic, as a lot of people travel to their work areas in peak times.
Koramangala has high rental yields due to its premium properties. Whitefield has good rental yields due to the IT parks, but they are slightly lower.
Koramangala is better for buying luxury flats as it has a lot of luxury projects. Whitefield also has luxury projects at lower prices.
Whitefield is better for IT people as they can live near their work areas, and the cost of living is also reasonable.
Koramangala has a higher cost of living than Whitefield due to its prima area and premium flats at a high price.
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